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Thursday, June 11, 2009

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First time buyer - Credit Score Question? Hey guys, i plan to buy my first home very sooon, but I note in this regard .... I have a loan for a new car about 22k left on the loan ... (how is it wrong hurt me) Also my credit is just sitting as 695 ... I know I should be over 720, im trying to buy some of my student loans for university, and only like 1k on my credit card. I'm afraid I'll denyed on a mortgage, so I do not want to get my hopes up, only for them to be killed ... i have been in search of homes, and improve really excited, but now the time where I'm looking to get the loan ... i dont a whole lot of money to put down, I can probably scrape up, 2-5k to put down. But if I do i dont really know ... please some data put me greatly at ease


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Wednesday, June 10, 2009

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State of CA Homeowner Rights at Jr. Sr pays off to position themselves as Sr lien holder? In CA mhy house was auctioned and 6 days before the auction, I was accepted and qualified for a work program and an application for post-auction phone has been issued. Four days before the auction, I was waiting for confirmation of the postponement in writing and has been recommended, all looked good they were just another authoriztion & I would be immediately, if they would & fax it to me. I got a call later that afternoon to see if I had refinanced the loan, because it just posted that my loan was only paid in full. It was entirely offset by a foreclosure company used my second. I was reminded that the JR. Lien holder to pay them in position to become a senior lien holder. I asked my first, how could this happen when I am on a work out with you? How can you allow this to happen? What they are concerned, I was no longer a customer and I have contact with them. The JR. Lien holder has in the past tried to wrongefully foreclosure on my home page!


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